Homebuyer Counseling
Counseling Process
We’re Here to Help You During the Homebuying Process – At No Cost
Counseling appointments are available either virtually with a counselor, in-person at the office or over the phone. Meet with an Avenue housing counselor to:
- Review your finances
- Review your budget and credit report
- Determine your debt-to-income ratio and mortgage loan affordability
- Explore your options for down payment assistance
- Develop a personalized plan to be mortgage ready, including saving for closing costs, building, or improving your credit, paying down debt.
- Several documents are required for this counseling, including two months of pay stubs.
Ongoing Homebuyer Counseling – At No Cost
Our counselors are here for you at no cost until you are mortgage ready and can be pre-approved for a home loan. Contact your housing counselor to schedule a follow-up meeting. After attending our homebuyer course and counseling, and you complete your action plan, we can review at least three lender options with you to help determine your preferred lender.
Work With a Trusted Realtor
You can purchase your home with confidence through our Realtor Referral Network to obtain a trusted realtor who can assist you and is knowledgeable about local down payment assistance programs.
Become a Sustainable Homeowner and Build Equity for Yourself and Your Family
Keep in touch with us and take advantage of our free post-purchase counseling and varied resources, including homeowner fairs, informational webinars on how to make the most of your investment and foreclosure intervention counseling if you need it.